United Texas Credit Union (UTCU) is a member-owned, not-for-profit financial cooperative that aims to improve the financial well-being of its members and the communities it serves. It was originally established in 1955 as a credit union for employees of the United Services Automobile Association (USAA) in San Antonio. Since then, UTCU has grown into a full-service financial institution with multiple locations and a wide range of services.

As a credit union, UTCU offers competitive rates on various loans including auto loans, personal loans, home loans, and business loans. They also provide credit and debit cards, online banking services, mobile banking apps, and a range of savings accounts. Additionally, UTCU offers member benefits such as additional services, concierge service, loan extension options, member discounts, merchant services, safe deposit boxes, and a scholarship program.

With a commitment to transparency, exceeding expectations, maintaining a positive attitude, and embracing innovation and change, United Texas Credit Union strives to deliver friendly service that is done right.