Bay State Merchant Services is a second-generation, family-owned and operated merchant services provider that has been a leader in the bankcard industry since 1996. They offer competitive credit card processing rates, extensive Point of Sale technology, and local customer service. The company was founded by John Perkins and has grown to become a trusted provider nationwide. They strive to exceed expectations in education, compliance, and service. Bay State Merchant Services differentiates themselves by offering fixed, competitive processing rates, a personal account representative with 24/7 support, no application or setup fees, quick approval and setup, full disclosure of fees and terms, objective analysis of current rates or competitor quotes, lowest prices for processing equipment, and no programming or reprogramming fees. Their leadership team consists of experienced individuals dedicated to providing top-notch customer service. They also offer easy switching with services such as consultation, statement analysis, payment of cancellation fees, free POS equipment with no lease agreements, customized solutions for POS integration, and dedicated account managers.