Applied Underwriters is a global risk services firm that specializes in helping businesses, governments, and individuals manage uncertainty. They offer a fresh and smart approach to insurance, reinsurance, and business services. With their deep analysis and talent, they are able to solve real-world problems by identifying opportunities where others see limitations. Applied Underwriters has been rated 'A-' (Excellent) by AM Best and their insurance plans are protected under U.S. Patent No. 7,908,157. They are committed to providing quality services while maintaining privacy and adhering to privacy policies and regulations.